slice Credit Signal

💳

•••• •••• •••• 4821

SIDDHANT SARKAR

slice UPI Credit Card

CREDIT LIMIT

₹15,000

Available

₹9,840

65.6% free

Due this cycle

₹5,160

Due Mar 5

CIBIL Score

731

↑ 12 pts this month

Utilisation

34%

Under 40% ✓

📊 Credit Health

3 of 5 signals are Strong

Updated today

See what's moving your limit →

Recent Transactions

See all

🍕

Swiggy

Mar 2 · UPI

−₹389

🛒

Zepto

Mar 1 · UPI

−₹672

💊

PharmEasy

Feb 28 · UPI

−₹1,240

Your Credit Signals

3 Strong, 1 Building,
1 Needs Attention

These are the signals slice looks at when reviewing credit limits. No timelines — just honest visibility.

3/5

You're doing well on 3 of 5 signals. Focus on Payment Completeness for the most impact.

What we look at

✅

Repayment Streak Strong ›

You've paid on time for 8 consecutive cycles — this is your strongest signal and carries significant weight.

📅

Card Tenure Strong ›

Your card has been active for 14 months. Longer tenure builds a more complete credit picture.

📉

Utilisation Trend Strong ›

Your 3-month average utilisation is 34% — well within the healthy range. You're using credit responsibly.

📦

Transaction Frequency Building ›

You're averaging 6 transactions/month. Regular, varied usage helps demonstrate active and responsible credit use.

⚠️

Payment Completeness Needs Attention ›

You've paid the minimum due in 5 of 8 recent cycles. Full statement payments carry a stronger signal.

💡 Paying your full statement amount — not just the minimum — is one of the most impactful things you can do for your credit profile.

Ready for a limit review?

You've been a slice member for 14 months. You can request a credit limit review anytime — we'll assess your signals and respond within 24 hours.

⚠️

Needs Attention

You've paid the minimum due in 5 of your last 8 billing cycles. This is the signal with the most room to improve.

What this signal tracks

Payment Completeness looks at whether you pay your full statement amount or just the minimum due each month. Both count as on-time payments — but paying in full shows a stronger ability to manage the credit extended to you.

Your last 8 cycles

Feb '26

Min due

Jan '26

Full ✓

Dec '25

Min due

Nov '25

Min due

Oct '25

Full ✓

Sep '25

Min due

Aug '25

Min due

Jul '25

Full ✓

💡 Next best action

Your minimum due this month is ₹517. Your full statement amount is ₹5,160. Paying the full amount builds a stronger repayment signal. Both options count as on-time — the choice is yours.

🛡️

Your slice card is a credit-building tool

Here's how responsible usage builds your CIBIL score — and what you should know before you activate.

1

On-time payments build your score

Every on-time payment is reported to CIBIL, CRIF, and Experian. Consistent payments over 6–12 months measurably improve your credit score.

2

Low utilisation = stronger profile

Keeping your usage under 40% of your credit limit is a positive signal. slice shows your real-time utilisation on your home screen.

3

Your card reports as a credit line

On your CIBIL report, your slice card will appear as a credit line — the same category as most bank credit cards. This is a standard credit product classification.

I understand how my slice card affects my credit report, and I'm ready to use it as a credit-building tool.

Questions? Read our full CIBIL guide or chat with support.

🔍

Let's review your limit

We'll assess your credit signals and get back to you within 24 hours. Here's where your signals stand today.

✅ Repayment Streak Strong

✅ Card Tenure Strong

✅ Utilisation Trend Strong

🟡 Transaction Frequency Building

⚠️ Payment Completeness Needs Attention

⚠️ One signal needs attention Your Payment Completeness signal is in "Needs Attention" state. This may affect your review outcome — we'll still process the request and give you a clear answer within 24 hours.

Submitting a request does not affect your CIBIL score. We use your internal slice signals — no hard bureau pull.

😔

Not quite yet

Your limit review was assessed using your current signal profile. One signal is holding your profile back — here's exactly what we saw.

✅ Repayment Streak Strong

✅ Card Tenure Strong

✅ Utilisation Trend Strong

🟡 Transaction Frequency Building

⚠️ Payment Completeness Needs Attention

💡 What to focus on

Your Payment Completeness signal is in "Needs Attention" state. Paying your full statement amount — rather than just the minimum — for your next 3 billing cycles will strengthen this signal significantly. We do not guarantee a specific outcome, but stronger signals improve your overall credit profile.

slice Credit Signal

Recent Transactions

Credit Health

Payment Completeness

What this signal tracks

Your last 8 cycles

Request Limit Review

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Limit Review Result